Shariah Compliance

THEMAR was developed in cooperation with "SHARIYAH REVIEW BUREAU" to establish an investment system to finance purchases in accordance with Islamic law.

  • Investors follow the principle of Mudaraba to finance SME purchases.
  • SMEs follow the principle of Murabaha to purchase the needed assets.

Where we purchase the products on behalf of the businesses and resell them in exchange for installment payments from the total amount, known as "deferred sale"

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The former Grand Mufti of Saudi Arabia, Sheikh Bin Baz (may Allah have mercy on him), previously permitted deferred payment and affirmed that it does not fall under the category of usury (riba) because the merchant agreed to the deferred payment and the sale with a deferred payment in order to obtain an increase in benefit.

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Shariah Compliance

All our financial transactions are fully compliant with Islamic law and are carried out with the approval of the Shari’a Review Bureau (SRB).

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