This is a purchase and sale of goods between two parties with a known price and profit. Scholars permit it with certain conditions. In our case, it involves buying a product at the customer's request for an agreed price and then selling it to the customer at a higher price with a known profit. The repayment to be made in the future on installments.

Mudaraba refers to processes of buying and selling where contracts or money are transferred between parties. Scholars unanimously agree on its permissibility, as supported by a hadith that emphasizes blessings in deferred payment and mutual consent.

This system allows for receiving a product immediately while deferring the payment to a later time. It's an agreement between the seller and buyer where the ownership is transferred immediately, but the payment is deferred for an agreed-upon period, which can be paid in full or in installments.